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Funeral Costs Explained

Funeral costs are divided into two different groups: those over which the funeral director has some form of control (for example the cost of a coffin, the provision of a hearse and similar expenses), and those which are statutory costs, or costs incurred by a third party such as the local authority. These latter costs are known as disbursements.

Funeral director’s costs

These usually cover the collection of your loved one from hospital, home, nursing home or care home, preparation of of your loved one for burial or cremation and transportation of your loved one to their final resting place. Coffins are normally purchased through the funeral director, as well as urns to hold the ashes of your loved one in the event of a cremation.

Disbursements

  • Purchase of a burial plot (somewhere around £900 – £1500)
  • Doctor’s fee (required for cremation – £164)
  • Officiant fee for conducting the funeral service (variable but normally £195)
  • Cremation fee (around £700 – £990) or opening of grave fee (normally around £800 – £1500)


In addition, many people will want flowers at the funeral, as well as a reception afterwards.

Make sure to check whether the quote your funeral director gives you includes disbursements. Some funeral directors quote for their fees alone, leaving clients with an unpleasant surprise when the bill arrives.